Skip to main content

Aviso legal

1.- Legal notice, ownership and purpose of the Website.

1.1 The ownership of the web portal https://creditoy.com/, belongs to and is registered to: Fidem Financial OU. (Registration number: 16013157, with address: Harju maakond, Tallinn, Kesklinna linnaosa, Narva mnt 7, 10117, EE)

You can contact creditoy through the following means:

Email: hola@creditoy.com

1.2 The domain name through which you have accessed the Portal is owned by Creditoy and Such domain name may not be used in connection with other Content, products and/or services that are not owned by Creditoy or in a way that may cause confusion among end users or discredit Creditoy

1.3 The purpose of the https://creditoy.com/ Website is to provide information services to consumers through the Portal to facilitate decision-making in the field of certain financial products, offering, in a transparent and impartial manner, the necessary information to learn about the different options available provided by third parties and serve as a guide to understand which one best suits their needs.

1.4 Through the Website, the Company provides the User with access to and use of various Services, content and general information which will be provided directly by the Company, by third party users of the Website and/or third party service and content providers, so it will be the User’s responsibility to use said information correctly and for the interests that the User considers appropriate, fully complying with the provisions of the applicable conditions.

1.5 The use of the Website grants the person the status of User and implies full acceptance of all the clauses and conditions of use included in the pages:

  1. Data Protection Policy;
  2. Privacy Policy;
  3. Cookie Policy;
  4. Legal Notice;
  5. Terms of Use.

1.6 If you do not agree with each and every one of these clauses and conditions, please refrain from using this Website.

  1. Access to this website does not imply, in any way, the beginning of a commercial relationship with the Owner.

1.7 Through this website, the Owner provides you with access to and use of various contents that the Owner or its collaborators have published via the Internet.

1.8 In accordance with the Regulation of the European Parliament (EU) 2016/679 on the Protection of Personal Data, users are informed that the personal data provided will be included in a Register of Activities owned by creditoy.com, in order to properly manage commercial relations and those similar or subsidiary services offered by the Company.

1.9 You can revoke your consent to send electronic commercial communications at any time by sending an email to the following address: hola@creditoy.com, as well as exercise your rights of access, rectification, cancellation and/or opposition, limitation of processing, and portability, as well as revocation of the consent given.

1.10 Pursuant to Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data, the controller is [name of the company]. If you want to know more about the processing of personal data, you can access the Privacy Policy or Data Protection Policy set out on the Website.

2.- Personal Data Protection Law

In accordance with the provisions of Regulation (EU) 2016/679 of the European Parliament on the Protection of Personal Data, the Client/User is informed that the personal data provided to us will be included in a Register of Activities owned by creditoy.com, in order to carry out a correct management of the commercial relationship, as well as to inform them of news,  products and/or services by both written and electronic means.

You may, at any time, revoke the consent given for the sending of electronic commercial communications by sending an email to the email address hola@creditoy.com

Finally, we inform you that you can exercise your rights of access, rectification, cancellation and/or opposition, limitation of processing, and portability, as well as revocation of the consent given, by writing to creditoy

Fidem Financial OU. (Registration number: 16013157, with address: Harju maakond, Tallinn, Kesklinna linnaosa, Narva mnt 7, 10117, EE) Email: hola@creditoy.com

 

3.- Informative clause for contact web forms

In accordance with the provisions of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, we inform you of the following about the processing of your personal data

Responsible for the treatment: creditoy.com

Email hola@creditoy.com

Purpose: To manage and respond to your requests for information, as well as the management of the services that are contracted. In addition, your data may be used to formalize the payments you make, and to be able to issue the corresponding invoice.

Rights: You can exercise the rights of Access, Rectification, Portability, Limitation of processing, Deletion or, where appropriate, Opposition, as indicated in the Privacy Policy.